we work with clients seeking $25,000 or more in capital

YOUR GO-TO FUNDING ADVISORS FOR ALL CREDIT SCORES

Whether You Are a Startup, Investor, Existing Business or Acquiring One,
WE CAN HELP....

Our Team Offers the Following Business Funding Options-

Startup Loans $25,000-$250,000
Advances $25,000-$500,000
Lines of Credit up to $1M
Equipment Funding $25,000-$5M
Business Credit Cards $25,000-$250,000

We Help You Secure Funding for the Following Reasons

Expansion

Looking to grow or start your business in your area, or nationally?  We can help.

Equipment

Need to purchase equipment for $25k or more?  We have programs.

Upgrades

Need to upgrade your look, location, or brand?  We can make that a reality.

Inventory

Would adding more product help you get to the next level?  Let's increase your revenue.

Large Purchase

Need to make a large purchase for your business and don't want to use your cash flow?  We can help.

Consolidation

Do you have multiple MCAs and they are hurting your profitability?  We can consolidate in some cases.

Ready to Speak with a Funding Expert?

As a reminder, we DO NOT hard pull your credit for offers, or charge you any upfront fees.

Once you complete our form, your funding expert will reach out to schedule a call at your convenience.

Let's Take a Closer Look into Our Funding Programs

Startup Loans 

Whether you are pre-revenue, new revenue, or a business open under two years, a startup loan may be the best option for your needs.

With a two-to-seven-year term, and a monthly payment, you can feel at ease with a lower more manageable payment as you grow.

Our startup loan program is for good and great credit United States citizens.

What Do You Need to Qualify?

Qualifying Credit Score

We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model.  Most lenders require a 650+ score to qualify for funding.

For best results have a clean credit history, with 3+ open lines and at least 5 years of credit history.

Provable Income

Your paystubs, or tax return is what most lenders will look at to determine how much funding you qualify for.  The more money you make, the more funding you can qualify for.

It's recommended that you make $50,000 adjusted gross income or more to get approved.

Documentation

For 700+ scores you may qualify for a no doc loan, and business credit cards, where documentation is minimal.

With our other funding programs, you will need to provide proof of identity, and income, and they will prefer a soft pull for offers.

Business Advances 

When a business owner has credit issues, traditional banks aren't the solution.  Most banks, including credit unions and the SBA want owners to have a 680+ credit score.

So where can you go to get funding when you need it?  Business advances!

Business owners that have been open at least three months, with $10,000 in monthly revenue and a 500+ FICO, you can get funding based on your revenue.

What Do You Need to Qualify?

Qualifying Credit Score

We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model.  Most lenders require a 500+ score to qualify for funding.

If you have collections, charge offs, or even a bankruptcy, you can still get approved with this program.

Provable Revenue

Since funding is based on your revenue, we prefer to work with clients making at least $10,000 per month.  

Your funding approval will not exceed 2x your monthly revenue.

Documentation

Lenders will require you to complete an application, send in three-to-six month bank statements, tax returns (if you want funding over $50k), proof of identity, and financials if wanting over $100k.

Lines of Credit

Are you a business looking for a revolving line that you can pull money from at any time for any reason without having to apply and wait for funds to post?

Once you are approved, you get a portal, and can draw money instantly.

As a bonus, a business lines of credit provide that AND report to business credit.

What Do You Need to Qualify?

Qualifying Credit Score

Our lenders require a 650+ score from all owners of the business and require 100% ownership on the application.

Having strong business credit will help with an approval.

Provable Revenue

Lenders are going to want to see $25,000+ per month in revenue, plus a minimum of $5,000 average daily balance.  Additionally, you need to show ten deposits minimum per month.

Documentation

Lenders will require bank statements, tax return, proof of identity, and depending on the amount, financials.

Equipment Loans 

Does your business need to upgrade, replace, or expand with equipment?  Our equipment loan program provides a monthly payment loan with up to a seven year term.

Our equipment loan program also allows you to secure other funding without the risk of a decline because of recent funding!

What Do You Need to Qualify?

Qualifying Credit Score

Lenders prefer a 600+ FICO from each business owner in order to qualify.

Having charge offs, and collections will not affect your likelihood of approval.

If you have bad business credit, an approval is unlikely.

Provable Revenue

Your net profit needs to be at least $35k, and depending on the cost of your equipment, you may need to show a larger profit.  Larger profits lead to larger equipment approvals.

If you show a loss on your taxes, you will not qualify for this program.

Documentation

Lenders will want an invoice from a US vendor for the cost of the equipment starting at $25,000.  You will also need bank statements, and possible financials to get an approval.

Business Credit Cards

Want to tap into 0% offers, and funding using your business profile?  This is the program.

With all the changes in business credit, most credit cards now require a PG, but the major benefit is you don't need to show income to get approved for large approvals.

What Do You Need to Qualify?

Qualifying Credit Score

Lenders want to see 700+ score, although some will consider profiles as low as 680.  

Credit needs to be clean, with utilization under 40%, and a strong mix of open revolving lines.

Provable Revenue

Most lenders do not require a minimum revenue.

Documentation

You will need an EIN, an LLC or Corporation registered with the Secretary of State.

Some lenders will have additional requirements.

WHAT ABOUT OUR NON-BUSINESS FUNDING OPTIONS?

We Offer the Following Personal Funding Options -

Personal Loans $25,000-$150,000
Debt Consolidation $25,000-$150,000
Personal Credit Cards $25,000-$150,000

We Help You Secure Funding For the Following Reasons -

Debt Consolidation

Do you have credit card or personal debt you want to reduce the payment or APR to.

Large Purchase

Are you looking at making a large purchase over $25k, we have monthly options.

Investment

Whether its in stocks, opening a new business, investing in one, or buying real estate.

Ready to Speak with a Funding Expert?

As a reminder, we DO NOT hard pull your credit for offers, or charge you any upfront fees.

Once you complete our form, your funding expert will reach out to schedule a call at your convenience.

Personal Loans 

Are you an individual seeking funding for a large purchase, startup a business, or for personal reasons?

Get a two-to-seven-year term, with an affordable monthly payment.

Our personal loan program is for good and great credit United States citizens.

What Do You Need to Qualify?

Qualifying Credit Score

We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model.  Most lenders require a 650+ score to qualify for funding.

For best results have a clean credit history, with 3+ open lines and at least 5 years of credit history.

Provable Income

Your paystubs, or tax return is what most lenders will look at to determine how much funding you qualify for.  The more money you make, the more funding you can qualify for.

It's recommended that you make $50,000 adjusted gross income or more to get approved.

Documentation

For 700+ scores you may qualify for a no doc loan, and business credit cards, where documentation is minimal.

With our other funding programs, you will need to provide proof of identity, and income, and they will prefer a soft pull for offers.

Debt Consolidation

Do you have credit card debt, or other debt totaling over $25k and want to get a single monthly payment, or a more affordable payment?  This is the program for you.

Get a two-to-seven year term, with a monthly payment.

What Do You Need to Qualify?

Qualifying Credit Score

We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model.  Most lenders require a 650+ score to qualify for funding.

For best results have a clean credit history, with 3+ open lines and at least 5 years of credit history.

Provable Income

Your paystubs, or tax return is what most lenders will look at to determine how much funding you qualify for.  The more money you make, the more funding you can qualify for.

It's recommended that you make $50,000 adjusted gross income or more to get approved.

Documentation

For 700+ scores you may qualify for a no doc loan, and business credit cards, where documentation is minimal.

With our other funding programs, you will need to provide proof of identity, and income, and they will prefer a soft pull for offers.

Personal Credit Cards

Ready to tap into the 0% money you keep reading about online?  You are in the right place.

Our experts can stack multiple credit card offers, most at 0% to get you access to capital up to $150,000.

What Do You Need to Qualify?

Qualifying Credit Score

Lenders want to see 680+ credit score across Experian, TransUnion and Equifax on the FICO8 model.

Your credit needs to be clean, inquiries under four, with utilization under 40%, and a strong mix of open revolving lines.

Provable Revenue

Most lenders do not require a minimum revenue.

Documentation

Documentation is minimal, your need to show proof of identity, provide your mailing address, birthdate, and SSN.

We've Funded Over 22k Clients

Since 2018, our team has gotten $1.642 Billion in approvals

What Do Our Clients Say About Our Experts

I needed funding to exit my corporate America job, within a week I got approved and funded $115,000 at a monthly payment.

amy ross

After deciding to go full-time in my business and leave my 6-figure income, I was able to secure $150,000 to quit my job and expand my business.

Denise o'Donnell

I was looking for funding and was able to get a commercial loan that didn't affect my personal DTI, I was funded $90,000 in less than a week.

Will escarmant

We were needing new equipment for out 6th location, we were able to get $137,000 in an equipment loan, and opened our location a few weeks later.

Robert Owens

I needed funding for my garage door business but had a bankruptcy on my report.  Banks said no, but I came here and I got funded $97,000 with single digit APR, and monthly payment.

jeff Merkel

We had just started our liquidation business 6 months prior and needed a cash injection.  My bank said no.  A week later we got approved and funded for $250,000.

Zack Kram

I wanted to tap into 0% credit lines for my e-commerce business.  I was able to secure $163,000 within 3 weeks.

Josh Jones

Our e-commerce company needed a line of credit, and it was our first time.  We were able to secure $50,000 in a line of credit at an 18-month term.

Philip Kramer

I've never borrowed before, and I was super nervous.  The team was very helpful and informative.  I ended up getting $47k to start my e-commerce business.

Patricia knight

I wanted to start my own plumbing business and needed the funding to get started.  I was able to secure $125,000 in under 8 days.

Daniel De Leon

Frequently Asked Questions

Are You A Direct Lender?

No, we are a marketplace providing a wide range of funding products.  Instead of only offer 1-2 products that require only the best credit, like banks, we offer funding for all types of needs, and for all types of credit and income profiles.

How Much Does It Cost To Get Funding?

We DO NOT charge any upfront fees, or application fees.  Only out startup, debt consolidation, personal loans, and credit card programs come with a 10% back-end due after you are fully funded.

Will You Hard Pull My Credit?

We operate on a soft pull system to ensure your credit isn't damaged through the approval and funding process.  You will only receive a hard pull at funding.

Do I Have To Personally Guarantee To Get Funding?

Most programs require a personal guarantee (PG).  Programs like business advances DO NOT come with a personal guarantee, but if you default, you will be liable for repayment.

Can I Use My EIN To Get Funding Without Using My SSN?

This is a commonly misunderstood concept.  Yes, you can get business credit cards using your EIN, but your SSN will be looked at as well, and a PG will most likely be required to fund.

How Fast Can I Get Funding In My Account?

Depending on the program, you can receive funding within 2-3 days.  Other programs can take 1-3 weeks.  You will be informed on the time frame by your expert during your processing call.

Do I Need A Business Account To Get Funding?

Business funding requires a business bank account.  The only programs that DO NOT require a business bank account are startup loans, personal loans, and credit cards.

Do You Guarantee Funding?

NO.  It's irresponsible to guarantee funding to a client when so many factors are in place.  Most agencies making a guarantee are doing so illegally (in the very least irresponsibly), or they do so when they charge a fee upfront.  

What Do You Do With My Information?

Nothing.  We DO NOT reuse or resell your information.  

Ready to Speak with a Funding Expert?

As a reminder, we DO NOT hard pull your credit for offers, or charge you any upfront fees.

Once you complete our form, your funding expert will reach out to schedule a call at your convenience.

Copyright © The Loan Wolf USA. All Rights Reserved. 

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LIMITED TIME OFFER : EXCLUSIVE DEAL FOR WEBINAR ATTENDEES

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The professional package has really helped me to grow my business and improve my results.

choose your image

Karen Johnson

Home Entreprenuer

Money Back Guarantee

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